Here's some links that will help you:
http://filext.com/ & type in each of the above extensions to get a better understanding of them. bin is a type of image file. Cue is another word you should know. See:
http://www.gnutellaforums.com/search...der=descending
Any free program you're not sure about should be in zip compressed format. You'll need winzip/winrar or Stuffit expander to open zip files.
Make sure you have anti-virus softw. &
http://www.lavasoftusa.com/software/adaware/ & also
http://www.safer-networking.org/en/mirrors/index.html so you don't run into problems. These last 2 are free too.