Thanks so much for the advice. I charged the 17.95 on my Visa Check Card and, yes, Wachovia will help me with the fraud complaint. I have the letter the scammer sent me about the refund within 30 days and I might even send them a few pages about this thread. Heaven knows, MyMusic.com is mentioned quite a bit.
I got rid of the Antivir and installed Avast. I'll go on and take care of the Limewire after I write this.
Thanks again my UK friend!