considering that both stief (in the LW section post) and ukbobby01 (here) have made excellent posts, I've decided to just leave the threads where they are...admittedly I would usually jump at the chance of dealing with an idiot like this, but in this case, I'm letting it slide

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So Long and Thanks for All the Files
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Beware of the big 3 insurance companies in Texas! Read your policies carefully (maybe you'll need a lawyer) Allstate, Farmers & State Farm are overextended and their 'coverage' is worthless...a true waste of your money Read This