ppl say..."ignorance is bliss"...if you ask me its fools talk.
I have never owned or realy used a comp untill last year but as ukbob mentioned...a little common sense goes a long way.And with all the info you need at just a click away,like this forum for example, you dont need to be Albert Einstien to connect to the net as safely as possible !
Thanks again all !

Cristina