I have a company that excepts credit card payments online.
I am not sure if you know this but Credit Card payments are and can be out standing for a total Of 3 months, even though the payment out of your card was immeadiate.
you could pay on the net for a product today and still be able to cancel out of that payment within 3 months.
Thats with all major credit cards companies, regardless of the purchase,
Now if you try to cancell out with a genuine company that you did a purchase with and it was a good purchase you could if you were being dishonest be sitting in a prison with a charge of fraud against you,
so dont do that,
but as for being scammed the credit card company can reinburse you with all monies as long as you supply them with all the particulars and I mean every thing, as this will go to the fraud squad of the credit card people.

hope this is hope full to people that have been scammed.
regards to you all