When you create a folder for your wife, you will label her folder. Once her folder is created it will show up when you click explore. All the files will be on your HDD. You will see her folder at the top. Then just double click on her folder and it will open up with all of her music.
I have done the same thing for my kids. Labeled kids music.
When she downloads a file for her folder it will stay in the shared folder so you will have to move or you can copy to her folder. Hope this helps.