yep....individuals...as a fact I am not the highest on the ban meter...I think I'm #3...though honestly I am probably the highest on the counter of having banned trolls...

most bans are spammers, which I do have my share of..

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So Long and Thanks for All the Files
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Beware of the big 3 insurance companies in Texas! Read your policies carefully (maybe you'll need a lawyer) Allstate, Farmers & State Farm are overextended and their 'coverage' is worthless...a true waste of your money Read This