actually, that sentiment is why I took the time to edit my post and add in some 'reasoning'...I wasn't trying to insult you, rather point out the obviousness of the fact that it is, and has been for a LONG time, the trend to lie and obfuscate as opposed to being honest...

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So Long and Thanks for All the Files
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Beware of the big 3 insurance companies in Texas! Read your policies carefully (maybe you'll need a lawyer) Allstate, Farmers & State Farm are overextended and their 'coverage' is worthless...a true waste of your money Read This