While I don't consider myself an expert on Windows 95, I do recall a fair amount of compatability issues with Win 95. Several things come to mind but most relate to it being an older, less compatable OS. I would seriously consider moving to Windows 98se or 2000 if you can come up with a license or XP failing that.... due to the likely age of your system you may find you do not have enough memory to function well with a newer OS. I think in Wi*** Microsoft specified 24 meg as the minimum but it really was sluggish below 64 meg and I would recommend 128 or 256 from my own experience. But I do think you nailed it ... it is probably related to Windows 95.