My question has to do with how search matches are found on the network. For example, if I do a search for "team", would I find only files whose name contains the matching text, or would I also find files under subdirectories whose folder name matches with "team".

This makes a difference in how I'd manage my shared files. I could either create a file with a long name (e.g. Australian_Softball_Team.jpg) or I could create a subdirectory "team" and place under it Australian_Softball.jpg. The latter appeals to me as being easier and more manageable, but I have no way of knowing how it's visible by others on the network.