You know it's not just in Texas, they're everywhere, so I also have a short story. I'm also from Texas living in Az. which is the closest thing to HELL that I can imagine. Went to Allstate for a quote on my new Dodge Charger. First thing out of this Jackasses mouth was, we need you're SS#. Would'nt you think they might want to know what you're driving record looked like?? Nope Just asked me if I had had any tickets or accidents. Came back with a quote of 376.00 a month for 6 months. I and walked out. Drove about 5 miles and got a policy for 132.00 for 6 months. So I called that FAT F*** and told him he could stick his quote up his A**.